By Accidental External Means?

Insurance policies for bodily harm or death often include a provision that requires the death or injury to be caused by external, violent, and accidental means. Accidental means takes into account both the cause and effect of the event, rather than just the result of the event.

What is the meaning of accidental loss?

Accidental means refers to a condition for losses that are covered by an insurance policy. Such a loss must be the result of an accident and not the result of a non-accident. Accidental means saves insurers from paying claims for events that are not accidents.

What is the meaning of accidental bodily injury?

Accidental Bodily Injury means bodily injury which is sustained by an Insured Person as a direct result of an unintended, unanticipated event, provided such event is external to the body and occurs while the Insured Person's insurance under the Policy is in force.

Elena Rostova

Elena Rostova

Lead Health, Wellness & Medical Journalist

Elena Rostova holds a Master's degree in Public Health Journalism. She covers groundbreaking medical research, holistic wellness trends, mental health awareness, and nutritional science.