Most Car Insurance Policies Will Cover Drivers You've Listed on the Policy, or Anyone Whom You Give Permission to Drive Your Car, Says Nolo. Com. This Means...
Most car insurance policies will cover drivers you've listed on the policy, or anyone whom you give permission to drive your car, says Nolo.com. This means your insurance will likely cover another driver in the event of an accident, as long as they had your permission to drive your vehicle.
Is it OK to let my friend drive my car?
Whether uninsured, underinsured or an insured driver, if someone is an accident while driving your vehicle, you could be put in a bad situation, so be guarded about letting other people drive your vehicle. Don't let just anyone drive your car. Make sure they are a trustworthy driver and have a good driving record.
In most cases, you're allowed to drive someone else's car, as long as it's covered with insurance. While you're using your friend's car, her insurance policy will be in effect—so, if there was any damage to the car, it'll be covered under her policy.