Can Checks Be Post Dated?
Postdating a Check Is Done by Writing a Check for a Future Date Instead of the Actual Date the Check Was Written. .. . It Is Legal for an Individual to...
Postdating a check is done by writing a check for a future date instead of the actual date the check was written. ... It is legal for an individual to postdate a check, as well as for a bank to cash or deposit it.
Can a post-dated check be cashed before the date?
Can a bank or credit union cash a post-dated check before the date on the check? Yes. Banks and credit unions generally don't have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice.
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How long can a check be post-dated?
In some states, if a consumer gives the financial institution reasonably timed written notice about a postdated check before the check is received, then the notice is valid for up to six months.