Do Axa Insure Modified Cars?

AXA cover standard optional extras fitted by the manufacturer or approved garages, but if you're still feeling unsure, check our modifications FAQ page for clarification.

Can you insure a modified car?

Yes, without a doubt. Always be sure that you declare any modifications you have made, or are planning to make, to your car insurer. ... Depending on the insurer, the company may only agree to cover certain pre-listed modifications on their 3rd party or comprehensive insurance policies.

Is it hard to insure a modified car?

Illegal modifications

Plus, it will be pretty hard to find an insurer who will cover your vehicle. ... No matter what type of change you've made to your car – even if it seems minor – be sure let your insurer know. Not sharing any changes to your vehicle could be reason to cancel your insurance or deny your claim.

David Miller

David Miller

Executive Financial & Market Analyst

David Miller brings 15 years of experience in global economics, personal finance strategy, and market dynamics. He specializes in turning complex economic trends into actionable insights for everyday readers.