Do L Platers Need Insurance?

You don't need to list them on your policy unless they're the registered owner of the car. We cover anyone who drives your car, even if they're not listed. Cover is subject to standard underwriting guidelines and policy terms.

Do you need insurance for L plates?

Insurance. You need your own insurance as a learner driver if you're practising in a car you own. Your family member or friend will usually be covered on this. If you're practising in someone else's car, you need to make sure their insurance policy covers you as a learner driver.

Do I need to insure my car for a learner driver?

Yes, learner drivers are automatically covered to drive your car under supervision and there is no need to list them on your policy. If they are at fault in an accident and you need to make a claim, an extra excess of $400 will apply in addition to any other excess.