Do Social Workers Need Malpractice Insurance

Although social workers rarely attract attention-grabbing lawsuits, the risk of financial and professional ruin still exists. The best protection may be to purchase malpractice coverage. “Virtually all social workers should consider coverage, including those who might not think they need it,” says Frederic G.

Why do social workers need liability insurance?

General liability insurance could protect social workers against third-party claims for personal injury. … General liability insurance could protect against third-party claims of slander, property damage, bodily injury and associated medical costs.

Are social workers insured?

Yes. All social work professionals require professional indemnity insurance either provided by their employer or secured independently through providers such as BASW.