Does Chime Protect Your Money?

Is Chime FDIC insured? All Chime accounts are FDIC insured up to the standard maximum $250,000 per depositor, for each ownership category, in the event of a bank failure, through its partner banks, Stride Bank, N.A. (FDIC# 4091) or The Bancorp Bank (FDIC# 35444).

Can you get scammed on Chime?

Not only do cyber criminals make fake Chime websites but they also make hundreds of fake social media accounts to try and trick you to give them either some money or your login credentials and account numbers. Chime's social media profiles all have a blue checkmark which means they are verified accounts.

Will Chime give me my money back?

Once the merchant issues the refund and your money is on its way, you'll be able to check its status in the Chime mobile app. We'll also notify you when your money arrives. If 5 business days have passed and you still don't have your refund, the best thing to do is contact the merchant and ask for your refund status.