Does Drafty Do a Credit Check?

Drafty will give you a quick decision based on your affordability and credit checks. If it's a “yes”, you'll be able to access your Drafty account through the website and app. You will be told how much is available for you to borrow.

Do drafty loans do credit checks?

No. We might review your credit file every now and then, to make sure your credit limit is appropriate, but it won't affect your credit score when we do that.

Can I get a loan with really bad credit?

Even loans for very bad credit can be applied for. We have many lenders that focus on providing poor credit personal loans. ... However, it's essential to make all the repayments as agreed on any loan you accept, or it can damage your credit rating and affect your ability to get credit in the future.