Does England Accept Scottish Notes?

Scottish notes aren't legal tender in England or Scotland. Debit cards, cheques and contactless aren't legal tender anywhere.

What notes are legal tender in UK?

In England and Wales the £5, £10, £20 and £50 notes are legal tender for payment of any amount. However, they are not legal tender in Scotland and Northern Ireland.

Can you use Bank of Scotland in England?

Yes, you can – but it doesn't legally have to be accepted. Three banks in Scotland are authorised to issue notes: Bank of Scotland, Clydesdale Bank and Royal Bank of Scotland.