Does Title Insurance Cover Encroachments?

In general, title insurance will not cover encroachments. Any encroachments found before the property is bought would be placed in the exceptions section. Unless the encroachments were major and rendered the property unsellable, a typical title insurance policy would not cover them.

Does title insurance Cover unknown encroachments?

If the title is marketable than title insurance can typically be bought. Any encroachments and other matters that an accurate survey discloses would be placed in most likely “Schedule B, Section II” of the title insurance policy. These would be listed as exceptions, as mentioned above, and would not be covered.

What title insurance does not cover?

Title insurance does not cover; The same items as a home and contents insurance policy. For example, property damage as a result of flooding, storm, fire, pests and vandalism. Risks which you create, allow or agree to.