Fremont Federal Credit Union Expands into Hancock, Lucas, and Fulton Counties

Fremont Federal Credit Union has reached a significant milestone in its strategic growth plan by expanding its service area to include Hancock, Lucas, and Fulton counties. This expansion aims to enhance accessibility to its financial services and grow its potential member base substantially.

Previously, FFCU served Sandusky and Ottawa counties, along with rural areas in Seneca and Wood counties. However, in the summer of 2022, FFCU recognized the need for a more extensive field of membership and initiated a comprehensive process to expand its reach.

After meticulous planning and collaboration, FFCU submitted its official application and Field of Membership (FOM) expansion request, which the National Credit Union Administration (NCUA) approved in late November 2023.

FFCU President/CEO Nick Cray expressed excitement at the approval, saying, “We are thrilled to welcome the opportunity to serve residents of Hancock, Lucas, and Fulton counties. We eagerly anticipate extending our commitment to these newly approved counties.”

With a legacy of over 75 years of dedicated service, FFCU remains steadfast in upholding its service promises within its recently expanded region. These commitments include guiding members along their financial journey, cultivating authentic relationships with each member, and consistently exhibiting integrity in every interaction to maintain member confidence.

FFCU operates seven branches in Fremont, Woodville, Clyde, and Port Clinton. By opening its doors to residents of Hancock, Lucas, and Fulton counties, FFCU aims to deepen connections within the community and enhance the financial well-being of an expanded membership.

To learn more about the membership process and the vast array of financial products and services available, visit the FFCU website at or stop by a branch office.