How Does the Indue Card Work?

The Cashless Welfare Card, also known as the Indue Card, Healthy Welfare Card or Cashless Debit Card, is a debit card, trialled by the Australian Government, which quarantines income for people on certain income support payments by not allowing the owner to purchase alcohol, gamble or withdraw cash.

What can I use my Indue card for?

The Cashless Debit Card is designed to support a range of payment options for regular bills. This includes BPAY, some direct debit arrangements, or setting up recurring deductions. To pay bills you can log in to your Cashless Debit Card account at and use the 'Transfers and BPAY' link.

Why the cashless debit card is bad?

The cashless debit card also carries a high risk of unintended and expensive consequences across government and the community, including social exclusion and stigmatisation, increased financial hardship, and the erosion of individual autonomy and dignity.

Marcus Vance

Marcus Vance

Cybersecurity & Digital Privacy Researcher

Marcus Vance is a cybersecurity auditor and technology writer dedicated to educating the public about online safety, data privacy regulations, enterprise security, and emerging cyber threats.