Can I Use Vision Insurance at a Lenscrafters or Similar Retailer?

Can I use vision insurance at a LensCrafters or similar retailer, like Pearle Vision, Target Optical or Walmart Vision Center? Yes, absolutely!

LensCrafters accepts many insurance plans online as well as in store. However, some plans are only accepted in store. And there are a handful of out-of-network accepted insurance plans, like Vision Service Plan (VSP).

Vision insurance covers most of the costs for eyeglass frames, lenses, special lens coatings, contact lenses and eye exams. While LensCrafters itself doesn’t offer eye exams, “independent doctors of optometry” at or near LensCrafters stores do, and your vision plan should cover at least part of the expense. Since different plans cover different things, be sure to check your plan to find out what it covers and in what amounts.

What vision insurance does LensCrafters accept?

LensCrafters accepts a wide array of vision insurance plans, from large plans like Aetna Vision, Blue View Vision, EyeMed and Humana to local-based or niche plans like Louisiana DBG (Starmount) and Connecticare.

You can see a comprehensive list of the insurance plans LensCrafters works with here. Other eyewear stores have similar lists of accepted plans. Just check with the store to find out if they accept your plan.

Can you use VSP insurance at LensCrafters?

While LensCrafters isn’t affiliated specifically with Vision Service Plan (VSP), LensCrafters simplifies the reimbursement process for people who use VSP. 

For VSP, LensCrafters only charges you the amount you’d have to pay out-of-pocket. For other out-of-network plans, you will first have to cover the cost yourself, then submit your receipt to your insurance company to have a portion of the cost reimbursed.