What Does an Ho5 Cover

Dwelling: HO-5 dwelling coverage protects your home’s main structure, including its exterior and interior walls, foundation and roof. Other structures: This type of coverage protects detached structures on your property, like fences, gazebos, guest houses and swimming pools.

What is covered under HO5?

With a premium H05 policy, all risks to the building structure and personal property are covered, but all personal property, or everything in your home—unless it falls under the list of perils that are specifically excluded. … HO5 policies benefit those with a lot of high-value belongings and expensive personal property.

What type of policy is an HO5?

An HO5 policy is a type of premium insurance policy that provides broader protection and higher coverage limits than your typical homeowners policy.

Alexander Ross

Alexander Ross

Gaming, Esports & Interactive Media Writer

Alexander Ross has covered the video game industry for a decade, writing deep dives on game design, esports tournaments, VR developments, and gaming culture.

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