What Does Reaffirm Mean in Law

Reaffirmation is an agreement by a debtor, to a lender, to repay some or all of their debt.

What does it mean to reaffirm a case?

Reaffirmation is the process wherein you agree to remain responsible for a debt so that you can keep the property securing the debt (collateral).

What happens after reaffirmation agreement?

A reaffirmation agreement is where you agree to pay a debt even though you could have eliminated the debt in your bankruptcy case. When you reaffirm a debt, you continue to be legally responsible for paying it back. This gives the creditor some legal rights.