What Does Stellar Credit Mean?

Stellar: exceptionally good; outstanding Credit score: a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.

How do you keep stellar credit?

Good Credit Habits to Practice Daily
  1. Pay Your Bills on Time. The most important thing you can do to maintain a good credit score is to pay your bills on time. ...
  2. Keep Your Credit Utilization Low. ...
  3. Check Your Credit Score Regularly. ...
  4. Apply for New Credit Only When Needed.

What is a 785 credit score?

Your FICO® Score falls within a range, from 740 to 799, that may be considered Very Good. A 785 FICO® Score is above the average credit score. Borrowers with scores in the Very Good range typically qualify for lenders' better interest rates and product offers.

Marcus Vance

Marcus Vance

Cybersecurity & Digital Privacy Researcher

Marcus Vance is a cybersecurity auditor and technology writer dedicated to educating the public about online safety, data privacy regulations, enterprise security, and emerging cyber threats.