What Is Ninety Days Same as Cash?

Here's the catch, though: The 90 days same as cash finances is a type of deferred-interest financing arrangement that only works for your benefit if you pay off the balance in 90 days. If your balance isn't paid in full in 90 days, the interest is backdated to the date of the purchase and added to your balance.

How does same as cash work?

Simply defined, “same as cash” is when a customer uses a store's in-house financing program to make a purchase without having to pay any interest. ... If the purchase is paid off before the end of that period, the interest is never charged, making the plan the same as paying cash.

What is same as cash option?

The Same as Cash option gives you a certain time frame (generally between three and six months) to purchase your item at the lowest available price: the cash price. As long as your balance reaches zero within that time frame, that is all that you pay, and you own your item.