When Does Excellent Credit Start?
Fico Scores Typically Range from 300 to 850. a Score of 800 or More Is Considered an Exceptional Fico Score. Don't Worry If Your Score Isn't More Than 800...
FICO scores typically range from 300 to 850. A score of 800 or more is considered an exceptional FICO score. Don't worry if your score isn't more than 800, though. The bar for "excellence" begins before 800, but the number to beat varies depending on which credit score is used.
At what score does credit become excellent?
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
What percentage of the population has a credit score over 800?
Summary. Most lenders consider an 800 FICO® Score to be an exceptional score. About 21.8% of America has a credit score higher than 800 points. If you have a credit score of 800, it likely means that you manage debt well and never miss a loan payment.