When Were Deeds Dematerialised?

In 2003 the Land Registry adopted an approach of dematerialisation, which effectively moved deeds from being paper based to electronic.

What are Dematerialised deeds?

Thanks to “dematerialisation”, provided the title to your land is registered at the Land Registry then you longer need to produce the Land or Charge Certificate and the land can change hands merely by signature of the owner to a Transfer which has the effect of transferring the land to the buyer.

When did paper deeds stop?

In 2003 electronic records at HM Land Registry (HMLR) became proof of title and lenders stopped asking to hold paper deeds for new loans. Most homes are registered with HMLR.