Which Bureau Does Chase Pull?
Chase Usually Does a "Double Pull", Using Experian as Their Primary Credit Bureau and Equifax or Transunion as a Secondary. the Second Report They Pull Depends...
Chase usually does a "double pull", using Experian as their primary credit bureau and Equifax or TransUnion as a secondary. The second report they pull depends on the state you live in. The most common mix across all states is Experian and Equifax.
Does Chase check Equifax or TransUnion?
Chase primarily uses Experian as its credit bureau, but also uses TransUnion and Equifax for certain cards in certain states.
Which credit bureau does Chase pull for credit cards?
The credit report that Chase is most likely to pull for your credit card application is your Experian credit report. We reviewed 293 consumer-reported credit inquiries from the past 24 months and found that Chase pulls credit reports from all three major U.S. credit bureaus, but it seems to favor Experian.