Which Credit Bureau Has Highest Score?

Equifax offers numerical credit scores that range from 280 to 850. 8 The bureau uses similar criteria as FICO to calculate these scores, but as with Experian, the exact formula is not the same. However, a high Equifax credit score typically indicates a high FICO score.

Is TransUnion usually the highest score?

The credit score you see from TransUnion is based on the VantageScore^® 3.0 model. Scores in this model range from 300 to 850. ... Some people want to achieve a score of 850, the highest credit score possible. Having this “perfect” score may feel like a win, but nothing specific unlocks if you hit that magic number.

Why is my TransUnion score higher than Equifax?

And a lender may report updates to different bureaus at different times. So, it's possible that Equifax and TransUnion could have different credit information on your reports, which could lead to your TransUnion score differing from your Equifax score. You may be seeing scores from different dates.