Who Is a High Risk Driver?
You Might Be Considered a High Risk Driver If You Have: Had One or More Auto Accidents. Received Multiple Speeding Tickets or Other Traffic Citations. Been...
You might be considered a high risk driver if you have: Had one or more auto accidents. Received multiple speeding tickets or other traffic citations. Been convicted for Driving Under the Influence (DUI) or Driving While Intoxicated (DWI)
How do I know if I'm a high risk driver?
- Recently received your driver's license.
- Been in at least one car accident that was your fault*
- Received multiple speeding tickets*
- Received multiple traffic citations*
- Been convicted of a DUI/DWI*
- A poor credit history.
- Had lapses in insurance coverage.
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How long am I considered a high risk driver?
Insurers generally consider someone at high risk for three to five years after the infractions, violations, or convictions. Defensive driving courses might mitigate your high-risk situation, but only time can reduce the insurance impact of high-risk driving.
Elena Rostova holds a Master's degree in Public Health Journalism. She covers groundbreaking medical research, holistic wellness trends, mental health awareness, and nutritional science.
