Will Freddie Mac Accept Du Findings?

Fannie Mae and Freddie both have capped Debt to Income Ratios up to 50% DTI to get an approve/eligible per DU/LP FINDINGS: There is no front end debt to income ratio requirements per both FANNIE/FREDDIE Guidelines. However, each individual lender can impose a front end DTI cap as part of their overlays.

Does Freddie Mac accept DU?

Will Freddie Mac purchase DU loans or MH Advantage loans under CHOICEhome? No. We will not purchase loans assessed by DU or MH Advantage loans under the CHOICEHome initiative. CHOICEHome loans must have a Loan Product Advisor accept.

Is Freddie Mac a DU or LP?

So remember, Desktop Underwriter (DU) is Fannie Mae's automated underwriting system, and Loan Prospector is Freddie Mac's.

Maya Lin-Takahashi

Maya Lin-Takahashi

Consumer Tech & Gadget Reviewer

Maya is a hardware enthusiast who tests and reviews smart home devices, smartphones, wearables, and audio gear. She focuses on practical consumer value and build quality.