Will I Be Charged for Unarranged Overdraft Santander?

If we allow a payment, it will take you into an unarranged overdraft. We don't charge fees for allowing or refusing a payment due to lack of funds.

What happens if you go into an unarranged overdraft?

An unarranged overdraft is what happens if you spend more than you have in your account, or go over your agreed limit on your arranged overdraft. You will pay debit interest on whatever you go overdrawn by.

Do you get charged for an unarranged overdraft?

What is an unarranged overdraft? An unarranged overdraft is when you spend more money than you have in your account and you haven't previously arranged an overdraft limit with us, or have gone over your existing limit. If this happens, we'll charge you a fee on the extra amount you go overdrawn.

Chloe Bennett

Chloe Bennett

Culture, Media & Entertainment Columnist

Chloe Bennett explores the intersection of pop culture, streaming entertainment, digital trends, and contemporary lifestyle. Her weekly commentary reaches thousands of culture enthusiasts.