Will My Third Stimulus Check Be Garnished?

While the first stimulus payment allowed garnishment only for back child support, the second payment had protections from garnishment completely. This third stimulus payment cannot be seized or garnished for back child support, but it can be taken to satisfy private debts.

Can debt collectors take my third stimulus check?

Credit Card Debt: Yes

The newest stimulus act does not include protections against private creditors and collectors. That means if you have credit card debt, your stimulus funds might be garnished.

Will the third stimulus check be garnished for student loans?

The Consumer Financial Protection Bureau (CFPB) advises: "Your Economic Impact Payment [stimulus payment] will not be subject to most types of federal offset or federal garnishment as a result of defaulted student loans or tax debt.